Digital Wallet FAQs
Which mobile payment types are currently available for my OSFCU credit and debit cards?
We currently offer Apple Pay®, Samsung Pay®, and Google Pay™ as mobile payment options. Additional options may be added at a later date.
What are mobile payments?
Mobile payments are a secure and convenient payment method using your mobile device.
How do I add my cards to mobile payments?
Apple Pay - Locate the Wallet app and then enter your cards by tapping the “+” (plus) icon. You can then use your camera to enter your card or type the information manually.
Samsung Pay - Locate the Wallet app and then enter your cards by tapping the “+” (plus) icon. You can then use your camera to enter your card or type the information manually.
Google Pay - Locate the Wallet app and then enter your cards by tapping the Payment option and then “+ payment method”. You can then use your camera to enter your card or type the information manually.
When I add my card to my mobile wallet it doesn’t look like the physical card. Why?
Mobile payment apps use a graphical representation, not an exact replica of your card.
When I use the camera to add the card, the card details are not showing correctly. What do I do?
In the event your card detail cannot be captured by your phone through your camera, proceed with entering in all the required fields manually.
How do I make a purchase with mobile payments?
Mobile payments can be made in-store by holding the device near a contactless reader at participating merchants, or in apps and on websites that offer the mobile payment as a payment option.
Can I use mobile payments internationally?
How do I pay with a card other than my default card?
Swipe or scroll on your device to select a different card during the checkout process. For Fitbit these changes must be made within the app.
How do I change my default card?
Apple Pay – Go to device settings > Wallet & Apple Pay > Default card > Select the card you would like default.
Samsung Pay – Default cards are not an option. The last card used comes up first as a payment option. To change, swipe to the card of your choice.
Google Pay – Open the app > select the card you would like as default > select Default for in-store payments.
Can I add my card to multiple wallets?
Are mobile payments secure?
Yes. When you use mobile payments, your card number isn’t stored on your device or given to the merchant. A unique digital token is created specifically for that device. You still enjoy all the benefits of your credit or debit card, which includes our Zero Liability policy that protects you from unauthorized purchases.
How are my privacy and personal information protected?
Since your credit or debit card number isn’t stored on the device, you never reveal your card number or security code to merchants.
How do I delete a card from a mobile wallet?
Apple Pay – Go to device settings > Wallet & Apple Pay > select the card to be deleted > tap remove card.
Samsung Pay – Locate the Mobile App > select the Wallet icon > select the card to be deleted > from the menu options choose Delete card.
Google Pay – Locate the Mobile App > select the card you would like to delete > from the menu options choose Remove payment method.
What if my device gets lost or stolen?
Contact us and we can suspend your credit union card in the mobile wallet. In any case, without your finger print, PIN or card information, a thief should not be able to use your device to make purchases.
How do I remove my card from a mobile wallet if my card is lost or stolen?
Delete your card from your device. Once you receive your replacement card you can add your new card to the mobile wallet.
My card has expired, now what?
Once you receive your replacement card, you’ll need to delete the expired card from your wallet and add your new card.
Are mobile payments free?
Yes, but be aware that message and data rates may apply, depending on your data plan, check with your carrier for details.
What devices support mobile payments?
Refer to your device manufacturer’s website to see supported devices.
